Money Laundering Reporting Officer (MLRO)

What we do

Join a lean team of 30 people around the world, dedicated to making buying, selling, and moving crypto easier.

Swapped.com is here to make being on-chain easier.

Our products are live with heavy hitters like Polymarket, Trust Wallet, Brave Browser, and many others to make crypto simpler. We have onboarded 2M+ users across 150+ countries to Web3 and handle 100s of thousands of transactions per month.

The Role

Swapped is building a serious, regulator-ready financial crimes program to support long-term U.S. scale. We are hiring a Money Laundering Reporting Officer (MLRO) to own and continuously strengthen our BSA/AML framework.

This role carries formal responsibility for Swapped’s U.S. Anti-Money Laundering program, including suspicious activity reporting, sanctions compliance, transaction monitoring oversight, and regulator engagement related to financial crimes.

You will serve as the designated BSA Officer and primary point of contact for FinCEN and state regulators on AML matters. You will operate independently with authority to escalate, block, or report activity as required.

You will work in parallel with the U.S. Operations Manager, who owns licensing and infrastructure. The MLRO owns financial crimes risk.

This is not a passive oversight role. This is a design, defend, and evolve role.

What You’ll Own

• Serve as the designated BSA Officer and carry formal responsibility for Swapped’s U.S. AML program under the Bank Secrecy Act, USA PATRIOT Act, FinCEN regulations, OFAC requirements, and applicable state Money Transmitter laws.
• Design, maintain, and continuously strengthen a risk-based AML framework tailored to a non-custodial crypto on- and off-ramp model.
• Retain final decision authority on high-risk customers and transactions, including SAR determination, drafting, and filing.
• Oversee CDD, EDD, Source of Funds reviews, sanctions screening, and transaction monitoring architecture, including rule design, threshold tuning, and investigative workflows.
• Serve as primary AML point of contact for FinCEN, state regulators, and law enforcement, leading exam responses, audit cycles, remediation efforts, and subpoena handling.
• Own regulatory reporting timelines and ensure five-year recordkeeping compliance across all AML-related data.
• Oversee and challenge compliance vendors, including identity verification, behavioral monitoring, and blockchain analytics providers, validating methodologies and outputs through independent review and testing.
• Partner with Product, Engineering, and Operations to embed AML controls directly into transaction flows and system design.
• Maintain authority to block, escalate, or halt activity when required to protect the company.
• Proactively anticipate regulatory scrutiny and fortify controls before issues become findings.
• Own regulatory reporting timelines and ensure five-year recordkeeping compliance across all AML-related data.
• Oversee and challenge compliance vendors, including identity verification, behavioral monitoring, and blockchain analytics providers, validating methodologies and outputs through independent review and testing.
• Partner with Product, Engineering, and Operations to embed AML controls directly into transaction flows and system design.
• Maintain authority to block, escalate, or halt activity when required to protect the company.
• Proactively anticipate regulatory scrutiny and fortify controls before issues become findings.

Who You Are

• 3+ years in AML/BSA compliance, preferably in fintech, MSB, payments, or crypto
• CAMS certification
• Prior experience serving as BSA Officer, MLRO, or Deputy MLRO
• Deep familiarity with SAR drafting and regulatory expectations
• Strong understanding of blockchain analytics and crypto typologies
• Experience handling regulator exams or independent AML audits
• Comfortable making high-stakes reporting decisions
• Strong written and analytical skills

Bonus:

• Experience with non-custodial crypto models
• Experience scaling AML frameworks in high-growth environments

What This Role Is Not:

• Not a documentation-only role
• Not limited to policy maintenance
• Not subordinate decision authority

This role carries formal accountability for financial crimes compliance in the United States.

Why choose Swapped.com?

• Competitive salary.
• Yearly performance-based bonus (1-2 months’ salary).
• Yearly company trip with the team, meeting all your colleagues in-person.
• Annual upskilling budget.
• Become part of a fast-paced environment where thought to action doesn’t require dozens of meetings with middle management.

How to Apply

Send us your CV and/or link to your LinkedIn profile. Send to: careers@swapped.com with subject line 'Swapped.com Compliance Officer / Money Laundering Reporting Officer (MLRO)' We are looking forward to hearing from you!